HOUSE / FLAT PURCHASE
PLOT PURCHASE
HOME CONSTRUCTION
HOME EXTENSION
HOME RENOVATION
HOME LOAN - BALANCE TRANSFER
LOAN AGAINST PROPERTY
PLOT PURCHASE LOANS
We provides an opportunity to the customer to purchase a plot for construction of a dwelling unit. The construction of the house should be completed within 3 years from date the loan has been sanctioned/disbursed. The customer can also avail another Home Loan for construction of house on plot. The maximum amount of loan that can be offered to a customer can range upto Rs. 5 crores with a comfortable repayment of 10 years. We offers affordable and tailored plot purchase loans to all our clients and personalise them to suit our clients’ requirements better.
Get affordable and tailored loans to all our clients and personalise them to suit our clients’ requirements better. We offer loans for purchase of flats and construction of plots across the country, through our pan-India branch network. We also offer loans for construction, renovation and home extensions. We also accept houses/commercial property as collateral for secured loans to self-employed individuals for business and personal needs.
If it is your desire to own the land on which you build your home, we support you all the way. Through our pan-India branch network, we offer convenient loans for the purchase of plots of land that can be used for construction of homes.
- Low Interest Rates
- Low Processing Fee
- No Hidden Charges
- No Pre Payment Penalty
- Interest charges on Daily Reducing Balance
- Repayment up to 10 years
- Interest Concession for Women Borrowers
- Employment type: Salaried / Self Employed
- Resident Type: Resident Indian
- Minimum Age: 18 years
- Maximum Age: 70 years
- Loan Tenure: Up to 25 years.
- Loan Amount: Up to Rs. 5 crores
- Applicant & Co-applicant: Plot Purchase Loans can either be applied individually or jointly. The Co-Applicant may or may not be a Co-owner of the property. However, all the Co-owners of the property must be a Co-Applicant. Co-Applicants should be immediate family members like Spouse, Parents, or Children.
Explore Home Loan Interest Rates and Charges with the table given, outlining the costs and rates involved in securing your home financing.
Home Loan Interest Rate (Pre-approved Customers)
Pre-approved customers stand to benefit from preferential Home Loan rates, which are lower than standard rates. These rates are tailored to reward loyalty and financial stability
Current Home Loan Interest Rate |
8.50%* p.a. |
Special Home Loan Interest Rates
Special Home Loan interest rates, often lower than standard, are offered for a limited time or to eligible customers, serving as incentives or promotional offers. Below are the special Housing Loan interest rates:
|
CIBIL |
Salaried |
Self-Employed |
|---|---|---|
|
>800 |
9.00% |
9.00% |
|
750-800 |
9.00% |
9.10% |
List of papers/ documents applicable to all applicants:
- Employer Identity Card
- Completed loan application
- 3 Passport size photographs
- Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
For guarantor (wherever applicable):
- Personal Assets and Liabilities Statement
- 2 passport size photographs
- Proof of identification as above
- Proof of residence as above
- Proof of business address as above
- Signature identification from his/her present bankers
Additional documents required for salaried persons:
- Original Salary Certificate from employer
- TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.
Additional documents required for Professionals/self- employed/ other IT assesses:
- Acknowledged copies of three years I.T. returns/ Assessment Orders.
- Photocopies of challans evidencing payment of Advance Income Tax
- Low Interest Rates
- Low Processing Fee
- No Hidden Charges
- No Pre Payment Penalty
- Interest charges on Daily Reducing Balance
- Repayment up to 10 years
- Interest Concession for Women Borrowers
- Employment type: Salaried / Self Employed
- Resident Type: Resident Indian
- Minimum Age: 18 years
- Maximum Age: 70 years
- Loan Tenure: Up to 25 years.
- Loan Amount: Up to Rs. 5 crores
- Applicant & Co-applicant: Plot Purchase Loans can either be applied individually or jointly. The Co-Applicant may or may not be a Co-owner of the property. However, all the Co-owners of the property must be a Co-Applicant. Co-Applicants should be immediate family members like Spouse, Parents, or Children.
Explore Home Loan Interest Rates and Charges with the table given, outlining the costs and rates involved in securing your home financing.
Home Loan Interest Rate (Pre-approved Customers)
Pre-approved customers stand to benefit from preferential Home Loan rates, which are lower than standard rates. These rates are tailored to reward loyalty and financial stability
Current Home Loan Interest Rate |
8.50%* p.a. |
Special Home Loan Interest Rates
Special Home Loan interest rates, often lower than standard, are offered for a limited time or to eligible customers, serving as incentives or promotional offers. Below are the special Housing Loan interest rates:
|
CIBIL |
Salaried |
Self-Employed |
|---|---|---|
|
>800 |
9.00% |
9.00% |
|
750-800 |
9.00% |
9.10% |
List of papers/ documents applicable to all applicants:
- Employer Identity Card
- Completed loan application
- 3 Passport size photographs
- Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
For guarantor (wherever applicable):
- Personal Assets and Liabilities Statement
- 2 passport size photographs
- Proof of identification as above
- Proof of residence as above
- Proof of business address as above
- Signature identification from his/her present bankers
Additional documents required for salaried persons:
- Original Salary Certificate from employer
- TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.
Additional documents required for Professionals/self- employed/ other IT assesses:
- Acknowledged copies of three years I.T. returns/ Assessment Orders.
- Photocopies of challans evidencing payment of Advance Income Tax
