Documents Required for Credit Card - Yoindi

Documents Required for Credit Card

When you are planning to get credit card understanding the documents required for credit card is important. Because if you know what documents is needed you will make the documents ready. Also, your application will not rejected because of documents incomplete submission. Here, I am providing all the information related to documents required for salaried individuals, residents, professionals, students, NRI, or others.

Documents Required for Resident Salaried Individuals

Identity Proof
  1. PAN CARD
  2. Voter ID
  3. Passport
  4. Driving license
  5. Aadhaar Card
Address Proof
  1. Passport
  2. Driving license
  3. Telephone Bill
  4. Voter ID
  5. Bank Statement for the last two months
  6. Ration Card
  7. Electricity bill
Income Proof
  1. IT Returns
  2. Form 16
  3. Latest Pay Slip
Age Proof
  1. Voter ID
  2. Passport
  3. Birth Certificate
  4. School certificate of 10th
Other Document
  1. Form 60
  2. Photography of Pan card
Identity Proof
  • PAN CARD
  • Voter ID
  • Passport
  • Driving license
  • Aadhaar Card
Address Proof
  • Passport
  • Driving license
  • Telephone Bill
  • Voter ID
  • Bank Statement for the last two months
  • Ration Card
  • Electricity bill
Income Proof
  • IT Returns or certified financial documents
  • Proof of business continuity
  • PAN card
Age Proof
  • Voter ID
  • Passport
  • Birth Certificate
  • School certificate of 10th
Identity Proof
  1. PAN CARD
  2. Voter ID
  3. Passport
  4. Driving license
  5. Aadhaar Card
Address Proof
  1. Passport
  2. Driving license
  3. Telephone Bill
  4. Voter ID
  5. Ration Card
Enrolment Proof
  1. Admission Slip
  2. Study certificate from the university or college
  3. Identity card of college
Age Proof
  1. Voter ID
  2. Passport
  3. Birth Certificate
  4. School certificate of 10th
Identity Proof
  1. Passport
  2. Driving license
Address Proof ( In India )
  1. Passport
  2. Driving license
  3. Electricity bill - Original
  4. Telephone Bill - Original
  5. Voter ID
  6. Rental Agreement
  7. Lease deed
  8. Title deeds of the property
Address Proof ( In Overseas )
  1. Passport
  2. Driving license
  3. Rent Receipt
  4. Utility Bill
  5. Credit card statements
  6. Overseas bank statement
  7. Government issues ID card
  8. Lease agreements
  9. Company ID card
  10. Company Appointment Letter
Identity Proof
  1. Passport
  2. Visa
  3. Travel Ticket
  4. Form A2
  5. PAN card
Address Proof ( In India )
  1. Passport
  2. Form A2
  3. Passport-size photograph
  4. University identity card or admission letter, or Appointment letter
Identity Proof
  1. Passport
  2. Voter ID
  3. Driving license
  4. Aadhaar Card
Address Proof
  1. Passport
  2. Voter ID
  3. Driving license
  4. Aadhaar Card
Proof of Age ( if you are a student)
  1. Birth Certificate
  2. School certificate of 10th
Other Documents
  1. Bank Statements
  2. PAN card
  3. Enrolment slips, college ID, admission papers, and other documents ( when you are a student)
  4. Details of mutuals funds for a secured CC
Identity Proof
  1. Passport
  2. Voter ID
  3. Driving license
  4. Aadhaar Card
Address Proof
  1. Passport
  2. Voter ID
  3. Driving license
  4. Aadhaar Card
Other Documents
  1. Details of mutuals funds for a secured CC
  2. Bank statements

When you need a credit card, then PAN card you have to submit. But in case you don't have a PAN card, you have to submit proof of your income or salary slips. Submit this document, and you will receive the credit card as the bank has to check your income.

When submitting documents for a credit card application, take care of certain things so you do not face rejection. Certain things are as follows:

  • Check your document two or thrice times before submitting.
  • Apply for a credit card in your existing bank, so you need to submit a few documents. Also, it makes the process smooth and fast to get a credit card.
  • When you have a stable income, a good credit score, and respected employment status, then it makes the process easy to get a credit card.
  • You are eligible to get a loan on a credit card if you have outstanding credit scores and good repayment history.
  • Keep in mind that salaried employees, individuals, and professionals person has to submit different documents related to their source of income.
FAQs

You must submit the documents for age proof, such as a passport, birth certificate, voter ID, and 10th marksheet.

When you, as NRI, don’t have a passport, submit a driving license or an appointment letter.

Yes, it is compulsory to submit documents to get a credit card because banks conduct business with people who have documents for verification.

When you apply for a credit card, you must show stable income proof. The income proof can be an income tax return. If you don't have ITR, submit salary slips or bank statements for the last 3 months.

No, you need address proof to get the credit card. They can be a Passport, Voter ID, Driving license, and Aadhaar Card.

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