Shoppers Stop Black HDFC Bank Credit Card

For salaried individuals, the age range is 21 to 60 years, and a minimum monthly income of over Rs. 2 lakh is required. Self-employed applicants should be between 21 and 65 years old and have an annual ITR exceeding Rs. 8 lakh.

To apply for the Shoppers Stop Black HDFC Credit Card, you’ll need to provide several documents. These include identity proof, such as PAN Card, Aadhar Card, Voter ID Card, or Driving License. Address proof can be Aadhar Card, Voter ID Card, Driving License, Passport, or utility bills in the applicant’s name. For income proof, salaried Indian nationals should submit their last three months’ salary slips, while self-employed Indian nationals should provide their Income Tax Return (ITR) and the previous six months’ bank statements.

To check the status of your Shoppers, Stop Black HDFC Bank Credit Card application, you can follow these steps:

1. Visit the HDFC Bank website: Go to the official HDFC Bank website (www.hdfcbank.com).
2. Navigate to the credit card section: Look for the “Credit Cards” or “Credit Card Services” section on the HDFC Bank website.
3.  Click on “Track Application”: Within the credit card section, you should find an option to “Track Application” or “Check Application Status.” Click on it.
4. Enter your details: You will be prompted to enter specific details, which may include your application reference number or your application form number, along with other required information.
5. Submit the information: After entering the necessary details, click the “Submit” or “Check Status” button.
6. Review your application status: You will then be shown the current status of your Shoppers Stop Black HDFC Bank Credit Card application.
7. Contact customer support (if needed): If you have any questions or need further assistance, you can contact HDFC Bank’s customer support on 1800 202 6161 for more information on your application status.

1. Welcome Benefits:

– You are bound to receive a complimentary First Citizen BLACK membership.

– Get a Shoppers Stop voucher worth Rs.1,500, which can be redeemed when you spend Rs.5,000 on Private Label brands.

2. Reward Points Benefits:

– Earn 20 First Citizen Points when you make purchases on Shoppers Stop private label brands, with a monthly cap of 2,000 First Citizen Points.

– Gain 15 First Citizen Points for other spends at Shoppers Stop brands.

– Acquire 5 First Citizen Points on all other expenditures.

3. Airport and Lounge Benefits:

– Enjoy 16 free domestic lounge accesses every calendar year (4 per quarter).

– Access 8 free international lounges per calendar year (2 per quarter).

4. Fuel Benefits:

– Avail a 1% waiver on the fuel surcharge, up to a maximum of Rs. 500, when using the Shoppers Stop Black HDFC Bank Credit Card for fuel purchases at any fuel station in India.

These benefits make the Shoppers Stop Black HDFC Bank Credit Card a valuable choice for shoppers and frequent travelers, offering rewards, lounge access, and savings on fuel expenses.

1. Redemption of reward points is exclusively available on the Shoppers Stop platform.
2. This card does not offer dining or movie-related benefits.

The Shoppers Stop Black HDFC Bank Credit Card is ideal for individuals who are frequent shoppers at Shoppers Stop and prefer to earn rewards and benefits from their purchases. This card is particularly suitable for:

1. Regular Shoppers at Shoppers Stop: If you frequently shop at Shoppers Stop or prefer their private label brands, this credit card can help you maximize your rewards and savings.
2. Frequent Travelers: The card offers airport lounge access benefits, making it a good choice for those who travel often, both domestically and internationally.
3. Existing Shoppers Stop First Citizen Members: If you are already a First Citizen member at Shoppers Stop, upgrading to the Black HDFC Bank Credit Card can provide you with additional perks and privileges.
4. Those Looking for Fuel Savings: The card offers a fuel surcharge waiver, making it attractive for individuals who want to save on fuel expenses.
5. HDFC Bank Customers: If you already have a banking relationship with HDFC Bank, it may be more convenient to get a credit card from the same bank.

Before applying, it’s essential to review the card’s terms and benefits to ensure they align with your spending and lifestyle. Additionally, make sure you meet the eligibility criteria, such as income requirements and age limits, to qualify for this credit card.

Several credit cards in the market offer similar benefits and rewards to the Shoppers Stop Black HDFC Bank Credit Card. Here are some credit cards with comparable features:

1. ICICI Bank Coral Credit Card:

– Offers rewards on dining, groceries, and more.

– Provides complimentary airport lounge access.

– Allows redemption of reward points for various options.

2. SBI SimplySAVE Credit Card:

– Earns accelerated rewards on dining, grocery, and department store purchases.

– No annual fee if the annual spend exceeds a specified limit.

3. Axis Bank Neo Credit Card:

– Ideal for online shoppers with cashback offers on e-commerce and utility bill payments.

– Earns eDGE reward points that can be redeemed for various options.

4. HDFC Regalia First Credit Card:

– Offers rewards on a wide range of spending categories.

– Provides complimentary airport lounge access.

– Has dining and travel benefits.

5. Citibank Cashback Credit Card:

– Offers cashback on dining, groceries, and utility bill payments.

– Ideal for individuals seeking cashback rewards.

When considering a credit card, it’s essential to assess your spending habits and preferences to choose the one that aligns with your specific needs. Compare the annual fees, rewards structure, and additional benefits to make an informed decision. Also, be mindful of eligibility criteria and the terms and conditions associated with each card.

To apply for the Shoppers Stop Black HDFC Bank Credit Card, follow these steps:

1. Eligibility Check: Before applying, ensure you meet the eligibility criteria, which typically include age, income, and credit score requirements. For example, the age range for salaried individuals is usually between 21 and 60 years, with a minimum income requirement.

2. Documentation: Gather the necessary documents, which often include proof of identity, address, and income. Common documents include PAN card, Aadhar card, salary slips, and bank statements. The specific documents required may vary, so check with HDFC Bank for the most up-to-date list.

3. Online Application: Visit the official HDFC Bank website and navigate to the credit card section.

4. Select the Shoppers Stop Black HDFC Bank Credit Card: Choose the Shoppers Stop Black HDFC Bank Credit Card from the list of available credit cards.

5. Fill Out the Application: You need to complete the online application form with all your personal and financial details. Also, double-check all information for accuracy.

6. Document Upload: Upload the necessary documents as requested during the online application process.

7. Submit the Application: After filling in all the required information and uploading documents, submit your credit card application.

8. Application Review: HDFC Bank will review your application, including your creditworthiness and eligibility.

9. Verification and Follow-up: Be prepared for verification calls or visits from the bank to confirm the information you provided.

10. Approval and Dispatch: If your application is approved, you will receive your Shoppers Stop Black HDFC Bank Credit Card by mail.

11. Activate Your Card: Once you receive the credit card, follow the activation instructions provided with the card.

Remember to carefully read the terms and conditions associated with the credit card, including fees, interest rates, and rewards, before applying. If you have any questions or need assistance during the application process, you can contact HDFC Bank’s customer support.

To activate your Shoppers Stop Black HDFC Bank Credit Card, follow these steps:

1. Receive the Credit Card: Ensure you have received your Shoppers Stop Black HDFC Bank Credit Card in the mail.

2. Check the Activation Details: Inside the envelope, you should find activation instructions and a PIN (Personal Identification Number).

3. Choose an Activation Method:

• Online Activation:

– Visit the HDFC Bank website and navigate to the credit card activation section.

– Enter your credit card details, such as the card number, expiration date, and the CVV (Card Verification Value) on the back of the card.

– Follow the on-screen instructions to complete the activation process.

• IVR Activation:

– Call the HDFC Bank credit card customer care number on 1800 202 6161. This is typically a toll-free number, and you can find it on the sticker attached to your credit card.

– Follow the automated instructions and enter the required information, which may include your credit card number and other details.

– Once you’ve provided the necessary information, your card should be activated.

• ATM Activation (if applicable):

– Some banks allow credit card activation at their ATMs. Insert your credit card, follow the on-screen instructions, and select the option to activate the card.

4. Set Your PIN: If your credit card requires a PIN, you will usually be prompted to set or change it during the activation process. Follow the instructions to choose a PIN that is easy to remember but difficult for others to guess.

5. Wait for Confirmation: After completing the activation process, you may receive a confirmation message or email from HDFC Bank, verifying that your Shoppers Stop Black HDFC Bank Credit Card is now active and ready to use.

1. Reward Points for grocery spending will be limited to a maximum of 1000 points per customer each month.
2. No Reward Points will be earned for expenses related to rentals and government category payments.
3. A 1% fee will be levied on rental transactions, starting from the second rental transaction conducted every calendar month.
4. A 1% markup charge will be imposed on all international DCC (Dynamic Currency Conversion) transactions.