Flipkart Axis Bank Credit Card is a co-branded credit card offered by Axis Bank and Flipkart. Flipkart Axis Bank Credit Card is designed for customers who regularly shop on Flipkart and want to earn rewards and benefits on their purchases.
With Flipkart Axis Bank Credit Card, cardholders can earn rewards points on their Flipkart purchases and other retail purchases. These reward points can be redeemed for various benefits, such as discounts on future purchases on Flipkart, gifts, and more. Additionally, the card may offer additional benefits such as discounts on dining, fuel surcharge waiver, and travel benefits.
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| Joining fee | Rs.500/ free for selected users |
| Annual fee | Rs.500/ free for selected users |
| Best suited for | Online shopping |
| Best features | Unlimited cashback |
| Rewards points | Only cashback |
| Cashback | 5% in flipkart and Myntra, 4% for selected merchants |
| Yoindi rating | 4/5 |
The Flipkart Axis Bank Credit Card offers an unbeatable welcome package worth Rs. 1,100. This includes a Flipkart voucher worth Rs. 500 for the first transaction; 15% cashback up to Rs. 500 on the first transaction on Myntra; and 50% discount up to Rs. 100 on the first transaction for new Swiggy customers using the code “AXISFKNEW”. With such generous benefits, this Credit Card represents a great value back for the user, especially against the joining fee of Rs. 500.
| Merchant | Cashback |
|---|---|
| Flipkart and Myntra | 5% |
| Preferred Merchants (Uber, Swiggy, PVR, Curefit, Tata Sky, Cleartrip, Tata 1MG | 4% |
| All Other Merchants | 1.5% |
Get four free domestic airport lounge access per year
Surcharge waiver of 1% on transactions above Rs.400. The maximum limit is Rs.40000
Upto 20% discounts on bill payments on selected restaurants
Purchases over Rs.2500 can be converted to EMIs with applicable interest rates
| Joining fee | Rs.500 |
| Card replacement fee | Nil |
| Add-on card annual fee | Nil |
| Cheque return or dishonour fee | 2% of the payment amount subjected to a minimum of Rs.450 |
| Annual fee | Rs.500 (2nd year onwards) |
| Charge slip retrieval fee or copy request fee | Waived |
| Cash withdrawal fee | 2.5% of the cash amount. Minimum of Rs.250 |
| Outstation cheque fee | Waived |
| Overlimit penalty | 3% of the limit amount. Minimum of Rs.500 |
| Add-on card joining fee | Rs.100 for cards issued after February 11, 2011 |
| Late payment fee | |
| If the total payment due is Rs.100 | Nil |
| Payment between Rs.101 and 300 | Rs.100 |
| Payment between Rs.301 - Rs.1,000 | Rs.300 |
| Payment between Rs.1,001 - Rs.5,000 | Rs.500 |
| Payment between Rs.5,001 - Rs.20,000 | Rs.600 |
| More than Rs.20,001 | Rs.700 |
| Duplicate statement fee | Nil |
| Cash payment fee | Rs.100 |
| GST | As per Government rules |
| Finance charges | 3.49% per month |
| Hot listing charges | Nil |
| Surcharge on purchase of railway tickets | As per IRCTC |
| Fuel transaction surcharge | 1% of the transaction amount |
| Balance enquiry charges | Nil |
| Foreign Currency transaction fee | 3.50% of the transaction value |
| Minimum age | 18 for cardholder, 15 for addon cardholder |
| Maximum age | 70 |
| Nationality | Only for residents in India |
| Minimum income requirement | Rs.15,000 |
| Type of documents | Documents accepted |
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| Proof of residence | Telephone bill, Passport, Ration Card, Electricity bill |
| Proof of Identity |
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| Photograph | Passport sized and coloured |
| Income proof |
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There are several ways to check the status of your Axis Bank Flipkart Credit Card application:
It’s important to note that it may take several days for the bank to process your application, so if you have recently submitted an application, you may need to wait a few days to receive an update on your status.
The Flipkart Axis Bank Credit Card offers several advantages to cardholders, including:
It is important to note that these benefits may change from time to time, and it is recommended to check with the bank for the most up-to-date list of benefits.
Like any financial product, the Flipkart Axis Bank Credit Card also has certain drawbacks, including
It is important to carefully review the terms and conditions of the card and consider your individual financial situation before applying for the Flipkart Axis Bank Credit Card.
The Flipkart Axis Bank Credit Card is ideal for individuals who are frequent shoppers on Flipkart and want to earn rewards and discounts on their purchases. This card is particularly suitable for:
It’s important to keep in mind that the specific benefits and features offered by a credit card can vary depending on the issuer, so it’s a good idea to carefully review the terms and conditions before applying.
Cashback
Welcome benefits
Other benefits
The customer care number for Flipkart Axis Bank credit card is 1800-419-5959. This number is available 24/7 for any queries or assistance related to your credit card.
You can also reach out to the customer care team through the following channels:
Email: Write to the customer care team at care@axisbank.com.
SMS: You can send an SMS “Customer care” to 5676782 from your registered mobile number to receive a call back from the customer care team.
Online Form: You can also fill out an online form on the Axis Bank website to report any issues or raise a request for assistance.
It is recommended to have your credit card details handy while reaching out to the customer care team, to ensure a smooth and quick resolution to your query.
There are several reasons why you might consider applying for a Flipkart Axis Bank credit card:
It’s important to keep in mind that the specific benefits and features offered by a credit card can vary depending on the issuer, so it’s a good idea to carefully review the terms and conditions before applying.
The Flipkart Axis Bank credit card is a good option for individuals who are frequent shoppers on Flipkart and are looking for a credit card that offers rewards and discounts on their purchases. The card offers a range of benefits, including:
However, it’s important to keep in mind that the specific benefits and features offered by a credit card can vary depending on the issuer and the individual’s credit score and financial situation. Before applying for a credit card, it’s a good idea to carefully review the terms and conditions, fees and charges, and your own financial situation to determine if it’s a good fit for you.
No, the Flipkart Axis Bank credit card is not free. The card comes with an annual fee, which is charged on a yearly basis. The Rs.500 annual fee will depend on the type of card you have and the terms and conditions of your card agreement.
In addition to the annual fee, the card may also come with other fees and charges, such as a late payment fee, a cash advance fee, a balance transfer fee, and more. These fees and charges are outlined in the card agreement and should be carefully reviewed before you apply for the card.
It’s important to remember that while a credit card may come with fees and charges, it can also offer a range of benefits and rewards that can offset these costs. Before applying for a credit card, it’s a good idea to carefully consider the costs and benefits to determine if the card is right for you.
The minimum salary requirement for the Flipkart Axis Bank credit card can vary depending on the issuer and your credit score and financial situation. Generally, Axis Bank, the issuer of the Flipkart Axis Bank credit card, looks for a minimum monthly income of INR 15,000 to INR 20,000 to approve a credit card application. However, this is only a rough estimate and the exact minimum salary requirement can vary depending on the type of card, your credit score, and other factors.
It’s important to remember that while a high salary can increase your chances of being approved for a credit card, it’s not the only factor that is considered. The issuer may also look at your credit score, your employment history, and other financial information to determine if you are a good candidate for a credit card.
No, the Axis Bank card and the Flipkart Axis Bank card are not the same. The Axis Bank card is a general credit card offered by Axis Bank, while the Flipkart Axis Bank card is a co-branded credit card offered by Axis Bank in partnership with Flipkart.
The Flipkart Axis Bank card is designed specifically for customers who frequently shop on Flipkart and offers exclusive discounts, cashbacks, and rewards on Flipkart purchases. The card also comes with a range of other benefits, such as a rewards program, easy EMI options, and more.
On the other hand, the Axis Bank card is a general credit card that is not tied to any specific brand or retailer. This card may offer a different range of benefits and rewards, depending on the type of card you have and the terms and conditions of your card agreement.
The maximum limit of a Flipkart Axis Bank credit card can vary depending on the cardholder’s credit score, income, and financial situation. Generally, the credit limit on a credit card is determined by the issuer and is based on several factors, including the cardholder’s credit history, income, and spending habits.
It’s important to note that the maximum limit of a credit card is not set in stone and can change over time. The issuer may periodically review your account and adjust your credit limit based on your creditworthiness and other factors.
Yes, you can use your Flipkart Axis Bank credit card at an ATM to withdraw cash. This is known as a cash advance, and it allows you to withdraw cash using your credit card. However, it’s important to note that cash advances usually come with a higher interest rate and a cash advance fee, which can be substantial.
Before using your Flipkart Axis Bank credit card at an ATM, I would recommend carefully reviewing the terms and conditions of your card agreement to understand the fees and interest charges associated with cash advances.
It’s also important to remember that using your credit card for cash advances can increase your debt and have a negative impact on your credit score. If possible, it’s a good idea to avoid taking cash advances and instead use your card for purchases or to transfer balances to a lower-interest card.
