The Axis Bank Vistara Platinum Credit Card is a premium credit card that offers a host of exclusive benefits and privileges to its users. Axis Bank Vistara Platinum Credit Card
is co-branded with Vistara, a leading Indian airline, and is designed to cater to the needs of frequent travelers who demand comfort, convenience, and luxury.
With a range of benefits such as complimentary flight tickets, lounge access, and reward points on every spend, the Axis Bank Vistara Platinum Credit Card is a must-have for those who want to travel in style and earn rewards while doing so. Axis Bank Vistara Platinum Credit Card is loaded with features and benefits that make it an excellent choice for those looking for a premium travel credit card.
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| Joining Fee | Rs. 1,500 |
| Annual Fee | Rs. 1,500 |
| Best Suited for | Frequent travelers who fly with Vistara Airlines |
| Best Features | Complimentary Club Vistara Membership, Priority check-in, and excess baggage allowance |
| Reward Points | 4 Club Vistara (CV) Points for every Rs. 200 spent on the card, and redeem them for award flights and upgrades. |
| Cashback | 4 Club Vistara (CV) Points for every Rs. 200 spent on the card, and redeem them for award flights and upgrades. |
| Yoindi rating | 4.2/5 |
| Joining fee | Rs 1,500 |
| Annual membership fee | Rs 1,500 |
| Finance charges on retail purchases and cas | 3.6% per month |
| Lounge Access | It is available only to business class flyers at select airports only on Vistara flights. |
| Cash withdrawal fees | 2.5% of the cash amount. (Minimum of Rs 500) |
| Cash payment fees | Rs 100 |
| Late payment fee | Rs 1,000 for a late payment greater than Rs 25,001. Rs 750 for a late payment between Rs 10,001 and Rs Rs 25,000. Rs 500 for a late payment between Rs 501 and Rs 10,000. Rs 100 for a late payment between Rs 301 and Rs 500. |
| Over limit penalty | 2.5% of the over limit amount |
| Auto-debit reversal | 2% of the due. Minimum Rs 450 to Maximum Rs 1,512 |
| Fuel transaction surcharge | 1% of the transaction |
The eligibility criteria for an Axis Bank Vistara Platinum Credit Card include being an Indian resident, aged between 18 and 70 years. Additionally, add-on cardholders must also be above 18 years of age. The applicant must have a minimum annual income of Rs 6,00,000. These eligibility requirements must be met for the applicant to be considered for the credit card.
If you are planning to apply for an Axis Bank Vistara Platinum Credit Card, you will need to have certain documents ready. These include a proof of identity and address such as a passport, driving license, ration card, or electricity bill. Additionally, you will need a copy of your Pan Card, proof of income such as your latest payslips, Form 16 or Income Tax Return, and two passport-size color photographs. It is important to ensure that all of the documents are up-to-date and accurate to avoid any delays in the application process.
To check the application status of your Axis Bank Vistara Platinum Credit Card, you can follow the steps given below:
Alternatively, you can also check the status of your Axis Bank Vistara Platinum Credit Card application by calling the Axis Bank customer care helpline at 1860-419-5555 or 1860-500-5555. A customer care executive will ask for your application reference number and other details to verify your identity before providing you with the current status of your application.
The Axis Bank Vistara Platinum Credit Card comes with a range of advantages that make it a preferred choice for frequent travelers. Here are some of the main advantages of the credit card:
1. Complimentary flight tickets: Cardholders can avail of complimentary flight tickets from Vistara, depending on their spending on the credit card. The more you spend, the more you earn in terms of flight tickets.
2. Lounge access: The credit card provides access to the Vistara Lounge at select airports in India, where cardholders can relax and enjoy complimentary food, beverages, and other amenities.
3. Reward points: Cardholders earn reward points on every spend made using the credit card. These reward points can be redeemed for flight tickets, hotel stays, and other merchandise.
4. Bonus reward points: The credit card offers bonus reward points on certain categories such as dining, international spends, and Vistara flight bookings.
5. Discounts and offers: Cardholders can enjoy discounts and offers on various travel-related services such as hotel bookings, car rentals, and travel insurance.
6. Travel insurance: The credit card comes with complimentary travel insurance that covers various risks such as lost baggage, flight delays, and medical emergencies.
7. Zero liability on lost card: In case of loss or theft of the credit card, cardholders are not liable for any fraudulent transactions made using the card.
Overall, the Axis Bank Vistara Platinum Credit Card offers a range of advantages that cater to the needs of frequent travelers, making it a top choice for those looking for a premium travel credit card.
While the Axis Bank Vistara Platinum Credit Card offers a range of advantages, there are also some drawbacks to consider before applying for the card. Here are some of the main drawbacks:
1. High annual fee: The credit card comes with a high annual fee, which may not be suitable for those who do not travel frequently or spend enough to earn rewards that offset the fee.
2. Limited acceptance: The credit card may not be accepted at all merchants, especially those located outside India or those that do not accept Mastercard credit cards.
3. High interest rates: The credit card comes with high interest rates, which can add up quickly if the cardholder does not pay their balance in full every month.
4. Reward redemption restrictions: The reward points earned on the credit card may have certain restrictions on redemption, such as blackout dates and limited availability.
5. Limited airport lounge access: While the credit card offers access to the Vistara Lounge at select airports in India, it may not offer access to other airport lounges, which can limit the benefits for frequent travelers.
6. Low rewards rate for non-travel spends: The credit card offers a lower rewards rate for non-travel spends, which may not be suitable for those who use the credit card primarily for non-travel expenses.
Overall, while the Axis Bank Vistara Platinum Credit Card offers a range of advantages for frequent travelers, it may not be suitable for everyone due to the high annual fee, limited acceptance, and other drawbacks. It is important to carefully consider these factors before applying for the credit card.
The Axis Bank Vistara Platinum Credit Card is designed for frequent travelers who want to enjoy premium travel benefits and earn rewards while doing so. Here are some types of people who may benefit from getting this credit card:
1. Frequent travelers: The credit card is designed for those who travel frequently and want to enjoy a range of benefits such as complimentary flight tickets, lounge access, and travel insurance.
2. Vistara loyalists: The credit card is co-branded with Vistara, which makes it a great choice for those who prefer to fly with Vistara and want to earn rewards on their flights and other travel-related expenses.
3. High spenders: The credit card offers a range of benefits based on spending, which makes it suitable for those who spend a lot on travel-related expenses and want to earn rewards for their spending.
4. Those who value luxury: The credit card comes with a range of premium benefits such as lounge access, travel insurance, and concierge services, which make it a good choice for those who value luxury and convenience while traveling.
5. Those who can afford the annual fee: The credit card comes with a high annual fee, which may not be suitable for everyone. Those who can afford the annual fee and are able to make use of the benefits may find the credit card to be a worthwhile investment.
Overall, the Axis Bank Vistara Platinum Credit Card is a good choice for frequent travelers who want to enjoy premium travel benefits and earn rewards while doing so. It is important to consider the annual fee and other factors before applying for the credit card to ensure that it is the right fit for your needs.
You can activate your Axis Bank Vistara Platinum Credit Card by following the below steps:
Alternatively, you can activate your Axis Bank Vistara Platinum Credit Card by calling the Axis Bank customer care toll-free number at 1860-419-5555 or 1860-500-5555 and following the instructions provided by the customer care executive.
Once you have activated your credit card, you can start using it for your purchases and enjoy the benefits and rewards offered by the card.
If you have any queries or issues related to your Axis Bank Vistara Platinum Credit Card, you can contact the customer care team in the following ways:
When contacting customer care, ensure that you have your credit card number and other relevant details handy for faster resolution of your query. The customer care team will be happy to assist you and provide you with the necessary guidance and support to resolve your issues.
Yes, the Axis Bank Vistara Platinum Credit Card offers complimentary lounge access to cardholders. Here are the details:
1. Complimentary Lounge Access: The credit card provides access to Vistara lounges at select airports in India. Cardholders can enjoy up to four complimentary lounge visits per quarter.
2. Priority Pass Membership: The credit card also offers Priority Pass membership, which provides access to over 1,000 airport lounges worldwide. Cardholders can enjoy up to six complimentary visits per year to Priority Pass lounges.
3. Lounge Access for Guests: Cardholders can also bring one guest with them to the lounge, subject to availability.
It is important to note that the lounge access benefits are subject to terms and conditions, including the availability of lounge facilities at airports. Cardholders should check the latest terms and conditions and lounge access policies before availing of the benefits
The credit limit for the Axis Bank Vistara Platinum Credit Card depends on various factors such as your credit score, income, credit history, and other factors as determined by the bank. The credit limit offered to each cardholder may vary and is determined by the bank’s internal policies and risk assessment.
When you apply for the Axis Bank Vistara Platinum Credit Card, the bank will evaluate your creditworthiness based on various factors such as your income, credit score, employment status, credit history, and other factors. Based on this evaluation, the bank will determine the credit limit that will be offered to you.
It is important to note that the credit limit offered may be different from what you have applied for, and the bank’s decision on the credit limit is final. Cardholders should ensure that they use their credit limit responsibly and keep their credit utilization ratio within manageable limits to maintain a good credit score and avoid financial difficulties.
To become a Club Vistara member, follow these steps:
1. Visit the Club Vistara website: Go to the Club Vistara website at www.clubvistara.com.
2. Click on Join Now: On the homepage, click on the ‘Join Now’ button to begin the registration process.
3. Fill in the Registration Form: Fill in the required details in the registration form, such as your name, email address, mobile number, and other relevant information.
4. Verify your email and mobile number: Once you have filled in the registration form, Club Vistara will send a verification link to your email and mobile number. Click on the link to verify your email and mobile number.
5. Provide Additional Details: After verification, you will be required to provide additional details such as your date of birth, gender, address, and other relevant information.
6. Submit the Form: After filling in all the required details, submit the registration form.
7. Confirmation: You will receive a confirmation message on your email and mobile number, and you can then log in to your Club Vistara account using your registered email and password.
As a Club Vistara member, you can earn Club Vistara points on your flight bookings and redeem them for flight tickets, upgrades, and other rewards. You can also enjoy various privileges such as priority check-in, extra baggage allowance, lounge access, and more, depending on your membership tier.
You can redeem your Club Vistara points for a variety of rewards such as flight tickets, upgrades, hotel bookings, car rentals, lifestyle products, and more. Here are the steps to redeem your Club Vistara points:
1. Login to your Club Vistara account: Go to the Club Vistara website at www.clubvistara.com and log in to your account using your registered email and password.
2. Choose your reward: Once you have logged in, go to the ‘Redeem Points’ section and choose the reward you want to redeem your Club Vistara points for.
3. Check availability and pricing: Check the availability and pricing of the reward you have chosen.
4. Select the reward: Once you have confirmed the availability and pricing, select the reward and proceed to the payment page.
5. Pay using Club Vistara points: On the payment page, select ‘Pay Using Points’ and enter the number of Club Vistara points you want to redeem for the reward.
6. Confirmation: After entering the required details, click on ‘Submit’ to complete the redemption process. You will receive a confirmation message on your registered email and mobile number.
It is important to note that the availability of rewards and the number of Club Vistara points required for redemption may vary depending on the reward category and other factors. Cardholders should check the latest redemption options and policies on the Club Vistara website before redeeming their points.
