Axis Bank Vistara Infinite Credit Card is a premium credit card offered by Axis Bank in collaboration with Vistara, one of the fastest-growing airlines in India. Axis Bank Vistara Infinite Credit Card is designed to provide a luxurious and seamless travel experience to its customers with exclusive benefits and privileges.
The Axis Bank Vistara Infinite Credit Card comes packed with a range of features including complimentary flight tickets, lounge access, reward points, discounts on dining, and more. With its unmatched benefits, this credit card is an ideal choice for frequent travelers who want to enjoy a premium lifestyle.
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| Joining Fee | Rs.10,000 |
| Annual Fee | Rs. 10,000. However, the annual fee is waived off if the cardholder spends Rs. 6 lakhs or more in a year. |
| Best Suited for | Frequent travelers who fly with Vistara Airlines |
| Best Features | Complimentary lounge access: Cardholders can enjoy access to domestic and international lounges at airports across India. Travel benefits: Cardholders can enjoy discounts on flight bookings and hotel stays through Vistara Airlines and its partners. Dining benefits: Cardholders can enjoy discounts at select restaurants across India. Reward points: Cardholders can earn 6 Club Vistara Points for every Rs. 200 spent on the card. These points can be redeemed for flight tickets, upgrades, and other travel-related benefits. Insurance coverage: The card comes with insurance coverage for lost baggage, delayed flights, and other travel-related incidents. |
| Reward Points | 6 Club Vistara Points for every Rs. 200 spent on the card. These points can be redeemed for flight tickets, upgrades, and other travel-related benefits. |
| Cashback | Nil |
| Yoindi rating | 4/5 |
| Charges | Vistara Card | Vistara Signature | Vistara Infinite |
|---|---|---|---|
| Standard Joining Fee | Rs. 1,500 | Rs. 3,000 | Rs. 10,000 |
| Standard Annual Fee (2nd year onwards) | Rs. 1,500 | Rs. 3,000 | Rs. 10,000 |
| Standard Add-on Card Joining Fee | Nil | Nil | Nil |
| Standard Add-on Card Annual Fee | Nil | Nil | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) | 3.6% per month (52.86% per annum) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. INR 500) of the Cash Amount | 2.5% (Min. INR 500) of the Cash Amount | 2.5% (Min. INR 500) of the Cash Amount |
| Fee for Cash Payment | INR 100/- | INR 100/- | INR 100/- |
| Card Replacement | Nil | Nil | Nil |
| Duplicate Statement Fee | Waived | Waived | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 | Nil if Total Payment Due is less than Rs. 500 | Nil if Total Payment Due is less than Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | |
| Rs. 1200 if total payment due is greater than Rs.10,000 | Rs. 1200 if total payment due is greater than Rs.10,000 | Rs. 1200 if total payment due is greater than Rs.10,000 | |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived | Waived |
| Outstation Cheque Fee | Waived | Waived | Waived |
| Cheque return or dishonour Fee or Auto-debit ReveINRal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,514 | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,514 | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,514 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount | 1% of transaction amount | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived | Waived | Waived |
| Hotlisting Charges | Waived | Waived | Waived |
| Balance Enquiry Charges | Waived | Waived | Waived |
| Reward Redemption fee | No | No | No |
To be eligible for the Axis Bank Vistara Infinite Credit Card, the primary cardholder must be between 18 to 70 years of age, and have a minimum net income of Rs. 6,00,000 per annum. Additionally, the applicant should be a resident of India.
When applying for the Axis Bank Vistara Infinite Credit Card, it is important to have the necessary documents ready. The required documents include a photocopy of your PAN card or Form 60, a colour photograph, and proof of income such as the latest payslip, Form 16, or IT return. Additionally, you will need to provide proof of residence, which can be in the form of a passport, driving license, ration card, electricity bill, or landline telephone bill. By having these documents ready, you can expedite the application process and increase your chances of being approved for the card. It is recommended to check the exact list of documents required for the application to ensure that all necessary documents are in order.
To check the application status of your Axis Bank Vistara Infinite Credit Card, you can follow these steps:
Alternatively, you can also check your Axis Bank Vistara Infinite Credit Card application status by calling the Axis Bank customer care number and providing your application reference number. You can also visit the nearest Axis Bank branch and inquire about the status of your credit card application in person.
The Axis Bank Vistara Infinite Credit Card comes with a range of advantages and benefits, making it an ideal choice for frequent travelers. Here are some of the advantages of the Axis Bank Vistara Infinite Credit Card:
1. Complimentary Flight Tickets: The cardholder is entitled to complimentary flight tickets, which can be redeemed for Vistara flights.
2. Lounge Access: Cardholders can enjoy complimentary access to the Vistara Lounge, as well as other select lounges across India.
3. Reward Points: Cardholders earn reward points on all eligible spends, which can be redeemed for flight tickets, upgrades, hotel stays, and more.
4. Discounts on Dining: Cardholders can avail of discounts on dining at select partner restaurants across India.
5. Travel Insurance: Cardholders are entitled to complimentary travel insurance, covering lost baggage, delayed flights, and other travel-related emergencies.
6. Exclusive Privileges: Cardholders are entitled to exclusive privileges such as concierge services, golf privileges, and more.
7. Welcome Benefits: Cardholders can avail of welcome benefits such as complimentary lounge access and a discount voucher for booking Vistara flights.
Overall, the Axis Bank Vistara Infinite Credit Card offers a range of benefits that cater to the needs of frequent travelers, making it a great option for those who want to enjoy a luxurious and seamless travel experience.
While the Axis Bank Vistara Infinite Credit Card comes with a range of benefits, there are also some drawbacks that cardholders should be aware of. Here are some of the drawbacks of the Axis Bank Vistara Infinite Credit Card:
1. High Annual Fee: The card comes with a high annual fee, making it less suitable for those who don’t travel frequently or do not use the card often.
2. Eligibility Criteria: The eligibility criteria for the card are stringent, and only those with a high income and excellent credit score are eligible to apply.
3. Limited Acceptance: While Vistara is a growing airline in India, its network is still limited compared to other established airlines, which means that cardholders may not be able to use their complimentary flight tickets or other benefits as frequently as they would like.
4. Redemption Restrictions: The redemption options for the reward points earned on the card may be limited, and the process of redeeming the points may not always be straightforward.
5. Foreign Transaction Fees: The card charges a foreign transaction fee, making it less suitable for international travelers who frequently use their credit cards overseas.
Overall, while the Axis Bank Vistara Infinite Credit Card offers a range of benefits, potential cardholders should also consider the drawbacks before applying for the card and make sure that it is a suitable fit for their lifestyle and financial goals.
The Axis Bank Vistara Infinite Credit Card is designed for individuals who travel frequently and want to enjoy a luxurious and seamless travel experience. Here are some types of individuals who may benefit from getting the Axis Bank Vistara Infinite Credit Card:
1. Frequent Fliers: Those who travel frequently and want to enjoy exclusive benefits such as lounge access, complimentary flight tickets, and more can benefit from getting the Axis Bank Vistara Infinite Credit Card.
2. High Spenders: The card offers reward points on all eligible spends, making it a great option for high spenders who want to earn reward points and redeem them for flights, hotel stays, and more.
3. Luxury Travelers: The card offers exclusive privileges such as concierge services, golf privileges, and more, making it a great option for those who want to enjoy a premium lifestyle.
4. Vistara Loyalists: Those who frequently fly with Vistara can benefit from getting the card as it offers exclusive benefits such as complimentary flight tickets, priority check-in, and more.
5. Financially Stable Individuals: The eligibility criteria for the card are stringent, and only those with a high income and excellent credit score are eligible to apply. Therefore, financially stable individuals who meet the eligibility criteria may benefit from getting the card.
Overall, the Axis Bank Vistara Infinite Credit Card is suitable for individuals who want to enjoy a luxurious and seamless travel experience and are willing to pay a high annual fee for exclusive benefits and privileges.
To activate your Axis Bank Vistara Infinite Credit Card, you can follow these simple steps:
Alternatively, you can also activate your Axis Bank Vistara Infinite Credit Card by calling the Axis Bank customer care number at 1860-419-5555 or 1860-500-5555. Follow the instructions provided by the customer care representative to activate your card.
Once your Axis Bank Vistara Infinite Credit Card is activated, you can start using it for your transactions and avail of the exclusive benefits and privileges that come with the card. Make sure to keep your credit card and PIN safe and secure and report any unauthorized transactions or suspicious activities to the Axis Bank customer care immediately.
If you have any queries or issues related to your Axis Bank Vistara Infinite Credit Card, you can contact the Axis Bank Vistara Infinite Credit Card customer care through the following channels:
When contacting the customer care, make sure to have your credit card number and other relevant details handy to help the customer care representative assist you better. The customer care is available 24×7, and you can contact them for any queries related to your Axis Bank Vistara Infinite Credit Card, including balance inquiry, reward points, statement requests, and more.
If you’re looking for an Axis Bank credit card that offers airport lounge access, you have a few options to choose from. Here are some of the best Axis Bank credit cards for airport lounge access:
1. Axis Bank Vistara Signature Credit Card: This card offers complimentary lounge access at select domestic and international airports through the Vistara Lounge Program.
2. Axis Bank Vistara Infinite Credit Card: This premium credit card offers unlimited complimentary lounge access at select domestic and international airports through the Vistara Lounge Program and Priority Pass Membership.
3. Axis Bank Privilege Credit Card: This card offers complimentary lounge access at select domestic and international airports through the Mastercard Lounge Program.
4. Axis Bank Miles & More World Credit Card: This card offers complimentary lounge access at select domestic and international airports through the Priority Pass Membership.
5. Axis Bank Reserve Credit Card: This premium credit card offers unlimited complimentary lounge access at select domestic and international airports through the Priority Pass Membership.
When choosing an Axis Bank credit card for airport lounge access, consider your travel frequency, the airports you frequent, and the other benefits and features that the card offers. Make sure to also check the eligibility criteria, annual fees, and other charges associated with the card before applying.
Yes, the Axis Bank Vistara Infinite Credit Card offers lounge access privileges to its cardholders. The card offers unlimited complimentary access to select domestic and international airport lounges through the Vistara Lounge Program, which includes access to Vistara’s signature lounges, as well as partner lounges. Cardholders can also avail of Priority Pass Membership, which offers access to over 1300 airport lounges worldwide, including select domestic and international airports.
To access the lounges, the cardholder needs to present their Axis Bank Vistara Infinite Credit Card and a valid boarding pass. The lounge access is subject to terms and conditions, and the cardholder may need to pay additional charges for guests or services not included in the complimentary access. Make sure to check the list of participating lounges and the terms and conditions associated with the lounge access before using the facility.
The credit limit for Axis Bank Vistara Infinite Credit Card varies for each individual and is based on various factors such as the applicant’s income, credit score, repayment history, and other financial factors. The credit limit offered to each applicant is at the discretion of Axis Bank and is subject to change based on the cardholder’s creditworthiness and usage pattern.
The Axis Bank Vistara Infinite Credit Card is a premium credit card and generally offers a higher credit limit than standard credit cards. However, the exact credit limit offered to each cardholder may vary and is determined by the bank based on its internal policies and evaluation criteria.
If you are interested in applying for an Axis Bank Vistara Infinite Credit Card and would like to know the credit limit that you may be eligible for, you can contact Axis Bank’s customer care or visit the nearest Axis Bank branch. The bank will evaluate your application and creditworthiness and offer a credit limit that is best suited for your financial needs and profile.
