Types of Credit Cards

Rewards credit cards where there is a reward point on spending and redemption options. With the help of rewards points, you can save hard-earned money and provide the best credit card experience.

Benefits of Rewards Credit Cards

• You can earn rewards points on most transactions done with the credit cards.
• You can earn accelerated rewards points on the credit card.
• You receive a milestone reward when you achieve the milestones with credit card transactions.

Airline credit cards provide you benefits when you book tickets using the card. You get the benefits of airport lounge access and discounts on hotel bookings and dining bills with airline credit cards.

Benefits of Airline Credit Cards

• Fuel surcharge waiver
• Access to complimentary airport lounge
• You earn accelerated miles at a few transactions
• You get bonus miles as a welcome gift
• When you do a transaction, you earn air miles. You use these air miles you can redeem for buying domestic and international tickets

Airport lounge cards are good for people who are frequently traveling. The card gives benefits such as complimentary access to priority pass membership for the airport lounge.

Benefits of Airport Lounge Access

• You can earn an air miles bonus on booking tickets using the cards
• You will get an interest-free credit period
• You get discounts and savings on flight tickets
• You earn waivers on flight tickets
• You get access to thousands of domestic and international airports

A travel credit card rewards customers in points or miles that can be used for travel-related purchases.

Benefits

• You receive complimentary Airport lounge access.
• With the help of a travel credit card, you receive insurance coverage that protects the cardholder from unforeseen expenses.
• There is zero liability on a lost card.
• The annual fee is zero.
• You receive the rewards points or air miles as welcome gifts.

A shopping credit card gives benefits to people who have a habit of frequent purchases.

Benefits

• You can save big on deals with rewards and cashback
• Zero interest period
• You can convert purchases into EMI
• The transaction using a shopping card provides you protection from fraudulent transactions and defective products
• You can buy the product internationally from the USA, Europe, etc.

You make secure payments when buying products or services online with a credit card. Also, you can easily convert purchases into EMI.

Benefits

• You can save big on deals with rewards and cashback.
• You can convert purchases into EMI.
• The transaction using a shopping card provides you protection from fraudulent transactions and defective products.
• You can buy the product internationally from the USA, Europe, etc.

A fuel credit card gives benefits to the customer on the Fuel purchase. This card is good for people purchasing fuel frequently as it lowers the expenditure.

Benefits

• Get rewards points and cashback
• Dining offers
• Eligible for surcharge waiver
• Annual fees are waived
• Concierge services
• You can make utility bill payments

If you are a person who is fond of food, then a dining credit card is for you. It provides you with discounts, offers, and freebies at partner restaurants and food outlets nationwide.

Benefits

• You can get a 5% - 40% discount on your bill
• Benefits of having complimentary drinks, appetizers, and drinks
• You can get rewards and cashback on dining credit card

If you are a movie lover, an entertainment credit card is right. You get benefits in the form of rewards points which you can redeem later.

Benefits

• You received rewards on ticket transactions, movie shows, plays, and sports
• The benefits of cashback

Cashback credit cards allow you to earn cash from your money by paying the back percentage of your spending.

Benefits

• The money you spend gets the real value back.
• You get extra cashback on select spend categories.

Grocery is a necessity in everyone's life, but some items in groceries are luxuries as well. Grocery is a daily need item, so you need to decrease your expenses, where a grocery credit card is helpful.

Benefits

• You earn cashback on grocery items
• Customers can get 50% more rewards points when they spend on grocery purchases

With an international credit card, you can make transactions across the globe. Also, traveling has become affordable by the day.

Benefits

• Transaction seamlessly in overseas
• You can withdraw cash at any ATM abroad
• Earn accelerated rewards points when you spend overseas
• You can stay at a luxurious hotel at a discount rate
• Airport lounge access

An entry-level credit card is given to a customer who has started his earning journey so they can buy things on credit.

Benefits

• You can build a good credit score
• Receive cashback on transactions and rewards points

Women love shopping, so credit cards cater to women's needs. The need is related to shopping, traveling, dining, etc.

Benefits

• You earn rewards points on shopping, traveling, and other expenses
• Women earn vouchers for popular brands
• Low annual fee card

The contactless Credit Cards come without magnetic Tape. It has technology-embedded chips that allow you to make payments over a secure radio interface. You can make payments without swiping your credit card or entering the security PIN.

Benefits

• It reduces contact with Public Surfaces
• The chip will last for years
• It is a good card for Overseas Travel
• It is the safest form of payment

When a bank is associated with another party, a retail partner, a travel website, a sports league, or a premium hotel chain, it is a Co-branded credit card. Both parties sponsor it, so you benefit from both.

Benefits

• It is accepted worldwide, so you shop anywhere.
• Some co-branded credit cards allow you to redeem points during flight or hotel booking, where you can save money while traveling.
• Some co-branded offer you an excellent discount on dining and entertainment bills.
• At some co-branded credit cards, you get the benefits of not having an Equated Monthly Installment.

A business credit card is a card that helps in the smooth running of the business. Also, it takes care of employees spending and monitors expenses.

Benefits

• The transactions are secured, as there is no risk of losing cash.
• The card is beneficial for both employer and employee.
• You can easily track your expenses with the credit card.
• You earn rewards points, discounts, and cashback on business credit card.
• The business person can make multiple payments in one go.
• It is useful in traveling, entertainment, utilities, repair and maintenance, business operation, etc.

It is the most popular credit card in India. The card helps enhance lifestyle choices concerning food, dining, shopping, etc.

Benefits

• You can save money on traveling with the help of a credit card.
• With the help of a card, you get exclusive benefits on foods.
• Complimentary access to airport lounge access.
• It provides health and wellness-related benefits.
• You save money on fuel.
• Get an offer on movie tickets.
• Benefits of concierge services.
• You get insurance covers such as air accident death, emergency hospitalization abroad, loss of card, loss of check-in baggage, and loss of travel documents.

The student credit card is for students 18 years old or college students. The card has a low-interest rate and is valid for five years.

Benefits

• There are no joining fees or annual fees.
• It helps you to build a good credit score before graduation.
• It offers cashback and discounts to help you save a lot of money.
• You can use the student credit card at various places such as online courses, refill fuel, make book purchases, etc.